Compliance & KYC

Linka is an institutional-grade platform. To ensure security and regulatory compliance across Latin America, all participants must undergo a verification process.

Our Approach

We combine automated global screening with local regulatory expertise. Our infrastructure handles:

• KYC (Know Your Customer): Individual identity verification.
• KYB (Know Your Business): Corporate entity verification and UBO mapping.
• AML (Anti-Money Laundering): Real-time transaction monitoring and sanction screening.

Onboarding Process

1. Account Creation

Register your interest through our sales team or developer portal. You'll receive access to our Sandbox Environment immediately to begin integration.

2. Business Verification (KYB)

To move into Production, we require:

• Certificate of Incorporation
• Proof of Address for the entity
• Registry of Shareholders (identifying anyone with >25% ownership)
• ID verification for all directors and Ultimate Beneficial Owners (UBOs)

3. Automated Monitoring

Once active, every transaction is automatically screened against global watchlists (OFAC, UN, EU, etc.) and monitored for suspicious patterns using our proprietary risk engine.

API Integration

You can integrate our compliance checks directly into your own user flow using our Embedded KYC Widget or Direct API.

Verification Levels

[!NOTE] Limits and requirements vary slightly by country (e.g., Mexico vs. Chile) due to local regulations.

Webhook Notifications

Stay updated on user verification status changes by subscribing to compliance events:

{
  "event": "compliance.user.verified",
  "data": {
    "user_id": "usr_98765",
    "tier": 2,
    "status": "approved"
  }
}